Issue Brief: Student Loan Debt in New Jersey
Without a new plan from Congress, on July 1 the itnerest rate on subsidized Stafford loans will double, from 3.4 percent to 6.8 percent.
View ArticleTop Twenty Pay-For-Delay Drugs
Too often, consumers are forced to shoulder a heavy financial burden, or even go without needed medicine, due to the high cost of brand-name drugs. Our research indicates that one significant cause is...
View ArticleApples to Twinkies 2013
At a time when America faces high obesity rates and tough federal budget choices, taxpayer dollars are funding the production of junk food ingredients. Since 1995, the government has spent $292.5...
View ArticleOffshore Shell Games
Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with...
View ArticleThe Danger In Our Backyards
Every day, millions of people live and work in the shadow of high risk chemical plants that store and use poisonous materials with the potential to harm millions of workers and residents.
View ArticleMoving Off the Road
After sixty years of almost constant increases in the annual number of miles Americans drive, since 2004 Americans have decreased their driving per-capita for eight years in a row. Driving miles per...
View ArticleA New Way To Go
America is in the midst of a technological revolution … and a big shift in our transportation habits. Over the last 15 years, the Internet and mobile communications technologies have transformed the...
View ArticleMcCutcheon Money
This term, the Supreme Court is considering a challenge to aggregate contribution limits in a case called McCutcheon v. FEC. The current limit on what one person may contribute to all federal...
View ArticleTrouble in Toyland
The 2013 Trouble in Toyland report is the 28th annual NJPIRG survey of toy safety. In this report, NJPIRG provides safety guidelines for consumers when purchasing toys for small children and provides...
View ArticleTransportation in Transition
Our first-of-its-kind report shows that Americans’ transportation habits have changed. The average American drives 7.6 percent fewer miles today than when per-capita driving peaked in 2004. A review of...
View ArticleCredit Cards, Consumer Complaints
The Consumer Financial Protection Bureau (CFPB) was established in 2010 in the wake of the worst financial crisis in decades. Its mission is to identify dangerous and unfair financial practices, to...
View ArticleClosing the Billion Dollar Loophole
Every year, corporations use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income...
View ArticleA New Course
Universities and colleges across the country are taking steps to encourage their communities, students, faculty and staff to decrease their reliance on personal vehicles. These efforts are working well...
View ArticleDebt Collectors, Debt Complaints
This is the fifth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about debt collection, with the aim...
View ArticleA Year of Progress
The past year has shown that food producers and retailers are listening to consumers’ desire for information and choices when it comes to GMOs. It’s smart business to give customers what they want,...
View ArticleShould I Stay Or Should I Go?
Many consumers who buy their own health insurance face a big decision right now. Should you renew your existing plan, or switch to a new one?It’s an especially important decision for consumers whose...
View ArticleFollowing the Money 2014
This report, NJPIRG LPC’s fifth annual evaluation of state transparency websites, finds that states are making progress toward comprehensive, one-stop, one-click transparency and accountability for...
View ArticleThe Unfriendly Skies
This report analyzes these consumer complaints about U.S. air carriers for the five year period from 2009-2013, evaluates the effectiveness of new regulations and compares airlines’ performance. This...
View ArticlePicking Up the Tab
Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their...
View ArticleEnding the Abuse of Antibiotics in Livestock Production
The following white paper outlines the case for immediate action to stop the misuse of antibiotics on factory farms and protect the long terms effectiveness of these life-saving medicines.
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